Money
Power
Freedom

The ethical investing app supporting you to build wealth and flex your power for good.

As seen in

Not your old man’s
investment fund

Ethical investments

Align your investments to your values through Verve’s expertly curated and ethically invested portfolios.

Have it your way

Set your money goals (and feed them at your own pace). The power is yours.

All welcome here

Whether you have a dollar to invest or millions; if you’re new at this or a natural – you can invest with us. Download for free today and start setting those goals.

Easy to join, easy to love

Your time is money, so we don’t waste any of it. Get started in a couple of minutes. It’s never been easier to invest in a future we all care about.

Download the app to start investing today

Investing for a house, wealth,
or financial freedom?

Here's how it works

1. Set your goals

Get that house. Go on that holiday. Set your goals and make them happen.

2. Choose a portfolio

Select from three expertly curated and ethically invested portfolios.

3. Track & automate

Set up automated investing and track your progress on the way.

4. All in on change

See what the power of a conscious collective can achieve – with 25k Verve community members (and counting).

Download the app to start investing today

Easy and Ethical Investing

For the money.
And the many

Expertly curated ethical investments come as standard, so there’s no compromising on values. We seek to invest 20% of each portfolio towards climate change solutions which is exciting for your values and your wallet.

Make investing automatic

Like you, this app is pretty powerful. We can help you track your progress towards your goals, rebalance your investments and reinvest your dividends. We’ll even send over what you need at tax time.

Leave it to
the experts

Our experts have designed ethically invested options that remove unnecessary risk through diversification. So you can get going without having to stress over acronyms like ETF, IPO, FTSE… GTFO…

A track record of
ethical investing

25,000

Verve Community Members

30 Years

Of investing experience held by our Investment Manager, including 12 years of ethical investing

$270M+

In Verve combined Funds
Under Management

We seek uncompromising returns

We proudly strive for strong returns for our
members while using the power of capital for good.

Fixed Income Balanced High Growth
1 month
1.03%
1.94%
2.17%
3 months
0.97%
4.64%
5.99%
6 months
3.68%
8.85%
10.13%
1 year
4.25%
8.06%
10.43%
Since inception (p.a.)
4.86%
8.36%
10.57%

* Past performance is not an indicator of future performance. Returns for each investment option are calculated in Australian dollars using net asset value per unit at the start and end of the specified period. Investment option inception dates for performance calculation purposes are as per below:
- Fixed Income - 12th December 2022
- Balanced and High Growth - 28th December 2022

Here's
the pitch

You’re in good
company

At Verve we think a fairer, ethical and more equitable society can change the world. In fact, it’s what we’ve always believed, and why we created Verve in 2018.

Today the Verve Community is 25,000 members strong (and growing) and we’ve helped to invest $270 million in a better future for all of us.

Invest in you and the
greater good too

It’s never been easier to start investing in yourself and the world around you.

FAQ's

What even is ethical investing?

Good question. To us ethical investing means uncompromising returns: we don’t compromise on our values (hopefully your values too!), and we don’t compromise on seeking a financial return for our members. 

At Verve, we don’t believe it’s good enough to just screen out a few harmful industries like fossil fuels, weapons and tobacco. We really want to create change. That means having a robust screening process in place and seeking out investments that will leave the world in a better place than before we started investing. 

There’re three steps to how we invest ethically. 

  • We screen out companies and industries that we believe are engaged in harmful practices, i.e. no nasties like direct revenue from the mining, extraction, burning or transportation of fossil fuels. 
  • We seek investment opportunities that have a positive impact on addressing climate change or social inequality, like investing in renewable energy infrastructure, disability housing, healthcare, education and healthy food production. 
  • We balance our investments and ensure adequate diversification to deliver returns without unnecessary risk. 

You can read more on our ethical investing page.

How do I know your values are my values?

We think the best we can do is be upfront about our values and honest about what we do and don’t invest in, to let you make that decision yourself. 

Before we started Verve Money we interviewed and surveyed over 500 people to understand what was important to our future members. Check out our ethical investing page, you’ll see a list of the investments we avoid, and also those we seek. You can also find a link to our full investment list so you can have a look at the investments we make and decide for yourself.

Is ethical investing expensive?

Our mission is to make ethical investing accessible and affordable to support anyone to achieve their goals by investing in line with their values. 

We’ve designed Verve Money as a low-fee way of entering ethical investing and we’ve made it possible to do so on a small balance (remember there are no account fees or investment management fees charged on balances under $1,000).

But to be clear, we’re not setting out to be the low-cost carrier of investing. 

Instead, we make it as easy as possible to get involved and aim to balance the cost of doing ethical investing right with better financial outcomes for investors.

Who's behind Verve Money?

Interests in the Verve Money Fund (ARSN 662 622 899) are issued by Melbourne Securities Corporation Limited (ACN 160 326 545, AFSL 428289).

The Manager of the Fund is Verve Money Pty Ltd (ABN 71 653 669 366, AFS Representative No. 0012941184), a Corporate Authorised Representative of True Oak Investments Ltd (ABN 81 002 558 956; AFSL 238184).  The Verve Money team has been in the investment industry for many years, with Verve Super operating since 2018. Verve invests more than $200 million in funds for more than 6,000 members across both our products. You can read more about the founders on the 'about us' page.

How do I get started?

We thought you’d never ask! Sign up and download the app to get started.

Once you sign up you will: Set your goals, choose an investment portfolio, and make a deposit, and that’s it!

With no account fees or investment management fees on balances under $1,000, and only $1 needed to get going, there’s every reason to start.

How can I think about investing when markets are rocky?

It might feel comforting to have money in the bank, but over the long term it can really end up costing you. If your money is sitting in the bank and not doing much it can actually lose value over time - especially when inflation is high and the cost of things is increasing. 

If you ask the experts, many will tell you to jump in and buy when the markets are down (so that you can catch the upside swing). However, this can also feel a little scary when there is still strong volatility and your balance is likely to go up and down in the short term.

At Verve, you select from three ethically invested investment options with different minimum investment time horizons, that remove unnecessary risk through diversification. You can learn more about each of our portfolios options in the app or here.

All deposits and withdrawals are halted as the fund enters wind up. See FAQs for details.