The Verve Money app is completely free to download. 

We’re here to make achieving goals and investing ethically more accessible for everyone. That’s why we do not charge account fees or investment management fees for accounts with a balance of less than $1000, or for withdrawals, transfers between goals or account closures. 

Fees do apply if the balance of your account (including when it is spread across multiple goals) is greater than $1000. We charge a monthly account fee of $4.50 and a percent based investment management fee which depends on the portfolio you select when you complete your goal set up. Indirect costs and a buy-sell spread may also apply. For more information on fees, please read the PDS and the Investment Guide.