Verve Money gives everyday Australians access to diversified, ethically screened portfolios with 20% of each portfolio invested in climate solutions. Each portfolio contains a different mix of investments in bonds, fixed interest, Australian equities, international equities and alternatives. Some of these investments are listed on the sharemarket, some of these investments are held through an Exchange Traded Fund (ETF) and others are directly held private investments that would otherwise be inaccessible to individual retail investors. You can see our full list of investments on our ethical investing page on our website. For more information on how we invest you can also refer to the Investment Guide.