The Verve Money branded website and app (online channels) are owned and operated by Verve Money Pty Ltd (ABN 71 653 669 366, AFS Representative No. 001294184) (Verve Money), which is a Corporate Authorised Representative of True Oak Investments Ltd (ABN 81 002 558 956, AFSL 238184).

Access to and use of these online channels are subject to the following Terms and Conditions. When you access the online channels (other than to read these Terms for the first time), you are taken to have agreed to these Terms and to be bound by them.

General information only

The online channels provide you with general product advice only. This means that we do not take account of your personal financial objectives, situation or needs in relation to any advice we provide.

Before acting on any information contained in the online channels, consider its appropriateness to your circumstances. Our Financial Services Guide (FSG) and all relevant disclosure documentation relating to the products we promote should be considered before making an investment decision. You can view and download a copy of our FSG from

Consider getting in touch with a professional adviser if you’d like advice tailored to your own personal objectives, situation or needs.


The information contained in the online channels is believed to be accurate at the time of compilation and is provided by Verve Money in good faith. However, the use of these online channels is at your sole risk.

Whilst we make every effort to ensure that the information provided is accurate and up-to-date, Verve Money does not expressly or impliedly warrant the accuracy, adequacy or completeness of the information contained in the online channels. We accept no liability for any direct, indirect, special, incidental or consequential damages from decisions taken based on the information shown on or omitted from the online channels.

Your responsibilities 

You are responsible for ensuring that your use of the online channels is lawful, does not infringe any third party’s rights, and does not breach any standards, content requirements or codes promulgated by any relevant authority (including relevant internet industry codes of practice).


© Copyright in the online channels is owned by Verve Money Pty Ltd.


Verve Money is committed to maintaining the privacy of any personal data we hold about you, and does so in accordance with the Australian Privacy Principles and the Privacy Act 1998. Our Privacy Policy outlines how your personal information will be treated when you use the online channels.

You can view and download a copy of this Policy from

Website links

The online channels may provide links to other websites operated by independent third parties. Verve Money does not control or endorse, and is not responsible for, the content of these linked third-party websites, and provides hyperlinks to other websites for your convenience and information only.

Any information, opinions, representations or offers made in those linked third-party websites are solely the responsibility of the third parties operating those websites and are not made by Verve Money, which makes no representation or warranty as to accuracy or reliability of the information in those websites.

Third party information and materials

The online channels may provide information, articles and material that are written and prepared by people who are not employees or representatives of Verve Money. Such material is provided for your convenience and information only. The material will be clearly identified as the product of an independent third party.

Verve Money is not responsible for the contents or accuracy of this material, and the opinions expressed in the material should not be taken as recommendations or opinions of Verve Money.

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