Renewable Energy
Sustainability
Governance
Health Care
Food Production
Women+
Recycling
It’s easy.
And ethical.
More impact
Beyond ethical investing in big corporates, we hand-pick investments that drive climate solutions and social wellbeing.
We value your values
Align your values with your investments through Verve’s expertly curated portfolios. We find the hidden sustainable and ethical gems you don’t find on the ASX.
Expertly curated ethical investments.
Here’s the process.
What we do and
don't invest in
We use a process called negative screening to protect you from exposure to unsustainable or socially irresponsible assets.
a.k.a we seek to weed out the nasties so your money does good.
At least 20% of every portfolio is invested in climate solutions
We identify investment opportunities that avoid or reduce harm and promote sustainability, diversity and economic inclusion. This includes companies and funds you can invest in via the stock exchange, bonds, and ‘alternative’ impact investments normally reserved for the big end of town.
Striving for competitive returns while balancing risk
Our investment team strongly believes (backed by independent research) that responsible investments can outperform the market. We seek strong-performing investments and create diversified portfolios to balance risk.
When considering financial returns, return of capital is not guaranteed and past performance is not indicative of future performance. Please consider the risks before investing.
Screen out the Bad
What we do and
don’t invest in
We use a process called negative screening to protect you from exposure to unsustainable or socially irresponsible assets.
a.k.a we seek to weed out the nasties so your money does good.
Invest in the good
At least 20% of every portfolio is invested in climate solutions
We identify investment opportunities that avoid or reduce harm and promote sustainability, diversity and economic inclusion. Including companies and funds you can invest in via the stock exchange, bonds, and ‘alternative’ impact investments normally reserved for the big end of town.
a.k.a we add in the ‘good’.
Balance the risk & returns
Striving for competitive returns while balancing risk
Our investment team strongly believes (backed by independent research) that responsible investments can outperform the market. We seek strong-performing investments and create diversified portfolios to balance risk.
When considering financial returns, return of capital is not guaranteed and past performance is not indicative of future performance. Please consider the risks before investing.
Download the app to start investing today
Three diversified ethical investment options to choose from
No nasties
Growth assets
Climate solutions
Fixed Income
‘Fixed Income’ is a ‘conservative’ option that has been structured for low to medium risk.
May be suitable for investors with short term goals of 2+ years.
Target return of 4% per annum.
Learn more about saving vs investing and what target returns mean for you here.
Balanced
‘Balanced’ aims to achieve stronger returns than the Fixed Income option, and will likely incur more fluctuations in performance.
It provides access to impact investments not listed on the Australian Stock Exchange (ASX). May be suitable for investors seeking to build long term wealth with goals of 5+ years.
Target return of 3% per annum above inflation over a rolling five year period.
Learn more about saving vs investing and what target returns mean for you here.
High Growth
‘High Growth’ aims to achieve stronger returns than the Balanced and Fixed Income options, and will likely incur more fluctuations in performance. It provides the most access to impact investments not listed on the Australian Stock Exchange (ASX), like renewable energy financing. May be suitable for investors seeking to build long term wealth with goals of 7+ years.
Target return of 4% per annum above inflation over a rolling seven year period.
Learn more about saving vs investing and what target returns mean for you here.
When considering financial returns, return of capital is not guaranteed and past performance is not indicative of future performance. Please consider the risks before investing.
Investment Spotlight
Our ethical investment managers curate investment portfolios that also have a truly positive impact, here are a few we love:
The Artesian Green & Sustainable Bond Fund (the Fund) is Australia’s only corporate-focused green and sustainable bond fund that’s open to retail investors (that’s you!).
A certified B Corporation, Artesian is a leader in both carbon efficiency and gender equity. Their dedicated investment managers have strict impact monitoring practices and screening processes, a few highlights: 100% of their fund holdings have women on the board, and 85% have more than one woman on the board.
Plenti is a technology-led consumer lending and investment company. Through the Plenti Lending Platform, investors like Verve Money can invest in loans to creditworthy Australian borrowers, including green loans which can be used to fund solar, home battery, and clean energy installations.
We’re attracted to Plenti as an investment because it helps everyday people fund clean energy for their homes, and also offers a solid expected return for the level of risk.
The Murray Darling Basin Balanced Water Fund has an objective to secure water for agriculture and restore threatened wetlands across the Murray Darling basin. Investment in water rights and water allocations provide an opportunity for low-risk exposure to a growing global demand for agricultural commodities via supply of the key limiting resource in Australia, water.
Check out our investment universe to find out more of what we’re invested in.
The Investment Spotlight shown are excerpts from our 'Investment Universe' a list of companies, funds and assets that have passed our ethical screening methodology. This means that at any point in time, the Verve Money Fund may be holding some or all of these investments. The Universe will be updated at least six-monthly
Total transparency
is our sort of investing
Verve Money invests in a diversified (varied) range of assets. No matter who we invest in, we have a non-negotiable screening process they need to pass - striving for competitive returns, and also contributing to an equitable and sustainable future, too. We also invest in a range of positive investments that are really doing good in the world,
Here’s how we do ethical investing right!
Invest in you and the
greater good too
It’s never been easier to start investing in yourself and the world around you.
